Connecting our resources to what matters most in your life.

Developing a proper “business plan for life”.

This is created by taking into account every concern (material and financial) in your life, and treating everything altogether as a business. Too many financial plans are based on sales tactics leading to the purchase of insurance and investment products. A good comprehensive financial plan should be based on cash flow and tax impact, and individuals should view all estate related concerns (everything you own) as a business entity. 

An effective, comprehensive plan can be overwhelming, but with the right help and assistance, successful planning can be achieved one step at a time. 

Properly integrate tax strategies, estate planning concepts, investment management and all cash flow concerns. 

Each quadrant is a major component of comprehensive planning, and each requires competent analysis followed by the building of individual strategies. Poor judgement or bad decision in any of these areas can add up to lost dollars and lost earnings power. Income can be maintained or enhanced, and taxes avoided, minimized, or deferred through: 

·       Proper product coordination

·       Estate control

·       Sound asset management 

·       Advanced tax planning

Coordinate all of the planning elements

Decisions in one area can dramatically affect results in another. Only through plan coordination and conducting impact analysis of decision will you be able to always see the big picture. It should include preparing for life’s “consistent inconsistencies” by incorporating as many “what if…” scenarios as practical, while coordinating them appropriately. 

How would you feel if you had a coordinated plan for all four areas?